Universal platform
for selling products and services.

 

One of the key features that distinguish Asseco CBP from other online and mobile banking systems is its versatile and multidimensional structure accessible both to clients and the bank.

 

The open architecture of Asseco CBP allows the flexible expansion of the mini-application catalog and the integration of additional products and services. New functionalities can be included within mini-applications created by different teams of developers on the client or vendor side and made available within a single solution.
What are Mini-applications?




Unlimited areas for the use of mini-applications.

Clients are given complete freedom to change and manage their mini-applications. Depending on individual needs, they can select the best application for him. Bank adjusts the look and feel on mini-applications to customer profiles. 

At any time, both the bank and user have full control over thair banking.

rachunki
Bank accounts
  • Intuitive monitoring of balances on any accounts held at the bank, including current, savings, foreign currency accounts, etc.
  • Searching for information on bank account operations
  • Extensive information filtering options, including full-text search
  • Access to bank account statements
  • Information on blocked funds, etc.
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“Accounts” Mini-application

The “Accounts” mini-application enables the Client to view the list of his/her active bank accounts. When a particular account is selected, the system will display the name, number and financial balance of the account. This mini-application allows to order a money transfer from the selected account by using the “Payments” functionality. Here the Client can also view the history of operations conducted in the current account. The presented information includes the booking date, amount (stated in the account’s currency) and description of each transaction. The list of operations can be filtered and searched according to the user-specified criteria.

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Your Mini-application!

Design and define Your own profiled  Mini-applications and add it to Asseco CBP.
Unlimited freedom in shaping and defining customer groups and the appearance of applications for individual user profiles.

Payments, money transfers, top-ups
  • Quick and easy ordering of all types of money transfers: between own accounts, domestic, instant and international (SEPA, SWIFT, TARGET2), as well as social security and taxation payments
  • Grouping of transactions into a basket of orders (preparation of money transfers and their one-time authorization at the end)
  • Convenient management of the personal catalog of templates for frequently made payments
  • Full support for recurring transfers
  • Intelligent assistance with defining payment templates and recurring transfers – the system automatically proposes to set up a standing order or create a template
platnosci
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“Payments” Mini-application

The “Payments” mini-application enables the Client to order a domestic money transfer (Elixir), transfer funds to another own account, make a European payment (SEPA) or an international payment (SWIFT) to any beneficiary or a predefined beneficiary, or using a payment template.The system can display the list of pending payments (including any standing orders), allowing to access their details.The mini-application presents a summary of payments, including their number, total amount and currencies, as well as the date of the next payment.

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Design Your Mini-application!

Design and define Your own profiled  Mini-applications and add it to Asseco CBP.

Unlimited freedom in shaping and defining customer groups and the appearance of applications for individual user profiles.

oszczedzanie
Savings
  • Easy access to information on funds held in savings accounts
  • Intuitive viewing of savings accounts and obtaining detailed information, including the date of maturity and interest on cash deposits
  • Making new cash deposits or termination of existing ones
  • Support of an assistant in choosing the right savings product in order to achieve the personal savings target
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“Savings” Mini-application

The “Savings” mini-application provides a visual presentation of the Client’s savings and enables their monitoring.  When a target savings account is selected, the system will display the target of savings, amount planned to be saved and already saved, as well as the target completion degree. Here one can also set up a new savings target and make additional payments to an existing savings account.

deposits
“Cash deposits” Mini-application

The “Cash deposits” mini-application presents a list of cash deposits held by the Client, including the product name, amount and account number. The Client may also view the tables of interest rates paid on deposits, which are located on an external webpage. This mini-application allows to make a new cash deposit or terminate an existing one.

investment funds
“Investment funds” Mini-application

The “Investment funds” mini-application allows to check up the Bank’s offering of investment funds. It presents information on investment fund positions held by the Client, including the position name, value and currency, and the quantity of fund units held. Here one can also open a new position (first acquisition) or place an order to purchase, convert or redeem any fund units recorded within an existing position. This mini-application provides access to both current and historical valuations of investment fund positions, and presents the complete history of executed transactions.

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Your own Mini-application!

Design and define Your own profiled Mini-applications and add it to Asseco CBP.

Unlimited freedom in shaping and defining customer groups and the appearance of applications for individual user profiles.

Bank loans, credit cards
  • Viewing of active loan accounts
  • Access to repayment schedules
  • Ability to pay a loan instalment and/or repay a credit card debt
  • Submission of loan requests and checking up on their status
kredyty
loan
"Loans” Mini-application

The “Loans” mini-application enables the Client to view the list of his/her bank loans.When a particular loan is selected, the system will display the name and outstanding amount of the loan, as well as the due date and amount of the next instalment.This mini-application also allows to look up the loan repayment schedule.The presented information includes the due dates and amounts of all outstanding instalments (stated as a total as well as in a breakdown to the amount of principal and interest).  

cards
“Cards” Mini-application

The “Cards” mini-application enables browsing through the list of credit, debit and charge cards held by the Client. When a particular card is selected, the system will display the name, holder as well as partially masked number of the card. Information presented for credit cards includes the card limit and available amount (main card) or just the card limit (additional card). For debit cards, the system displays just the limit of daily withdrawals/payments. Whereas, information presented for charge cards includes the current cycle debt and the card limit.

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Place your Mini-application!

Design and define Your own profiled  Mini-applications and add it to Asseco CBP.
Unlimited freedom in shaping and defining customer groups and the appearance of applications for individual user profiles.

karty
Payment cards
  • Comfortable viewing of payment card information (debit, credit, charge cards)
  • Ability to request the issuance of a card
  • Possibility to change the PIN code
  • Access to payment card statements
  • Setting up the card repayments
  • Enable/disable contactless payments
  • Temporary/permanent card blocking
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“Cards” Mini-application

The “Cards” mini-application enables browsing through the list of credit, debit and charge cards held by the Client.When a particular card is selected, the system will display the name, holder as well as partially masked number of the card. There are options available to manage the card, including card blocking, contactless payments, changing limits, and changing PIN.

twoja en
Your Mini-application!

Design and define Your own profiled  Mini-applications and add it to Asseco CBP.
Unlimited freedom in shaping and defining customer groups and the appearance of applications for individual user profiles.

Insurance
  • Viewing of active insurance contracts
  • List of insurance policies available for purchase
  • Ability to purchase or terminate an insurance contract
ubezpieczenia
insurance
“Insurance” Mini-application

The “Insurance” mini-application enables the Client to look through the list and details of concluded insurance contracts.The displayed information includes the policy name and type, as well as the effective date and amount of insurance coverage.The presented product offering makes it possible to choose and buy a new insurance policy.

twoja en
Design your Mini-Application!

 Design and define Your own profiled  Mini-applications and add it to Asseco CBP.

Unlimited freedom in shaping and defining customer groups and the appearance of applications for individual user profiles.

komunikacja
Communication with the Bank
  • Secure sending and receiving of messages to/from the Bank, allowing to handle all unusual cases
  • Receiving of special messages from the Bank regarding the product offerings, rules and regulations, fees and commissions, complaints or other matters
  • Notifications of important events, such as the failure to execute a money transfer
  • Sending applications of any type, which can be prepared by the Bank in no-code/low-code editor
messages
“Messages” Mini-application

The “Messages” mini-application allows to view any messages sent by the Bank as well as system notifications about the rejection of any orders placed in the Client’s accounts.The presented information includes the topic, date and category of a message.This single panel provides all types of information exchanged with the Client, including messages sent by the Bank employees to all customers or individual customer, as well as system notifications of any rejected orders.All new messages are marked as unread.

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“Banner” Mini-application

The “Banner” mini-application presents the Bank’s product offerings, including those customized for a specific Client.The Bank is given the possibility to determine and block the location of this mini-application, so it can be available directly from the user desktop or present information on the Bank’s products and services within other mini-applications.

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Create new Mini-application!

Design and define Your own profiled Mini-applications and add it to Asseco CBP.

Unlimited freedom in shaping and defining customer groups and the appearance of applications for individual user profiles.

Define your own
profiles of customer groups.

 

Clients are givencomplete freedom to change and manage their mini-applications. Depending on individual needs, they cna select and delete mini-applications and rearrange the Desktop layout.

 

Hence, the clients have unlimited ability to manage their banking services. Whereas, the bank gains flexibility in offering its products to a selected category of clients, without restricting their freedom of choice.